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EuroNKSInst is a payment system for the execution of payment transactions in euro, between the payer and the payee, in just a few seconds (in almost real time). 

The EuroNKSInst enables the execution of payment transactions 24 hours a day, 7 days a week, 365 days a year (24/7/365) and is fully SEPA Instant Credit Transfer Scheme compliant

EuroNKSInst participants are:

  • Addiko Bank d.d.
  • BKS BANK AG, Glavna podružnica Hrvatska
  • Hrvatska poštanska banka d.d.
  • Istarska kreditna banka Umag d.d.
  • Partner banka d.d. 
  • Privredna banka Zagreb d.d.
  • Zagrebačka banka d.d.

From 1st of January 2023, the EuroNKSInst payment system has ensured the settlement of national instant payments in euro for the participants in the system.

The full implementation of the SCT Inst and access to the EuroNKSInst system and its participants in the TARGET Instant Payment Settlement (TIPS) service to the TARGET platform is scheduled for the end of the second quarter of 2023. and it will enable processing of cross-border instant payments in EuroNKSInst.

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